Terms & Conditions

Last Updated: 10/25/2025

By accessing or using the Wiseman Advising LLC website and any related programs, courses, content, or services (collectively, the “Website”), you (“you,” “user,” or “student”) agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use the Website.

For purposes of these Terms, “Company” refers to Wiseman Advising LLC and its owners, principals, representatives, and agents.

Modification or Suspension of the Website

You agree that the Company, in its sole discretion, may, at any time and without prior notice, modify, suspend, or discontinue the operation of the Website, or any part of it, temporarily or permanently. You agree that the Company will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Website or any services or features offered through it.

Content Disclaimer

THE COMPANY AND ITS OWNERS, PRINCIPALS, REPRESENTATIVES, AND AGENTS ASSUME NO RESPONSIBILITY FOR ANY CONSEQUENCE RELATING DIRECTLY OR INDIRECTLY TO ANY ACTION OR INACTION YOU TAKE BASED ON THE INFORMATION, PRODUCTS, SERVICES, OR MATERIALS ON THE WEBSITE.

WHILE THE COMPANY STRIVES TO KEEP THE INFORMATION ON THE WEBSITE AND ON ITS PRODUCTS AND SERVICES ACCURATE, COMPLETE, AND UP TO DATE, WE CANNOT GUARANTEE, AND WILL NOT BE RESPONSIBLE FOR, ANY DAMAGE OR LOSS RELATED TO THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE INFORMATION ON THE WEBSITE OR IN ANY PRODUCTS OR SERVICES FEATURED ON THE WEBSITE.

YOUR USE OF THE WEBSITE IS SUBJECT TO ANY ADDITIONAL DISCLAIMERS AND CAVEATS THAT MAY APPEAR THROUGHOUT THE WEBSITE AND WITH PRODUCTS AND SERVICES OFFERED OR FEATURED BY US.

Refund Policy

If you are dissatisfied with your Wiseman Advising LLC order for any reason, please contact us at

[email protected] within 3 days of the date you placed your order. We may, at our sole discretion and depending on the circumstances, issue a refund.

After 3 days from the date of purchase, you forfeit your right to request a refund.

Disclaimer of Warranties With Respect to Website and Products/Services

THE WEBSITE AND ALL PRODUCTS AND SERVICES FEATURED ON IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. EXCEPT AS SPECIFICALLY PROVIDED HEREIN AND TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WHILE THE COMPANY USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THE WEBSITE, THE COMPANY DOES NOT WARRANT THAT:

THE WEBSITE WILL MEET YOUR REQUIREMENTS, ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR ANY DEFECTS WILL BE CORRECTED.THE COMPANY MAKES NO WARRANTIES AS TO:

THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR THE PRODUCTS AND SERVICES FEATURED THEREON, OR

THE ACCURACY, QUALITY, OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE WEBSITE.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS OBTAINED AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF SUCH MATERIAL AND/OR DATA. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COMPANY OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

Fulfillment Policy

Because Wiseman Advising LLC provides digital products and online training:

Once your purchase is completed, you will receive access to your digital product and/or course within 24 hours, typically via email and/or a login link to our learning platform.

It is your responsibility to ensure that the email address you provide at checkout is accurate and accessible.

If you do not receive access within 24 hours, please contact support at [email protected]

so we can assist you.

100% Money Back Guarantee

If your purchase includes a stated “100% Money Back Guarantee,” the following terms apply:

If you have completed less than 1% of the program, you may be eligible for our money back guarantee.

Because Wiseman Advising LLC is a digital product, we cannot offer refunds to customers who have completed more than 1% of the program or who have substantially accessed the course content.

If you purchased any of our products:

At a discounted price,

During a sale,

Or under a special promotion,

you are not eligible for a refund unless explicitly stated otherwise at the time of purchase.

Limitations of Liability and Damages

YOU AGREE THAT THE COMPANY’S LEGAL LIABILITY, INCLUDING THE LIABILITY OF ITS AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, OR AGENTS, FOR ANY CLAIM MADE BY YOU ARISING OUT OF OR RELATING TO YOUR USE OF THE WEBSITE OR YOUR PURCHASE OR USE OF PRODUCTS OR SERVICES OFFERED THEREON, SHALL BE LIMITED TO THE AMOUNT YOU PAID TO THE COMPANY, EXCEPT AS MAY BE PROVIDED OTHERWISE UNDER APPLICABLE LAW.

UNDER NO CIRCUMSTANCES WILL SPECIAL, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES BE AWARDED, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS EXCLUSION MAY NOT APPLY TO YOU.

YOU ACKNOWLEDGE THAT THE COMPANY HAS SET ITS PRICES AND PROVIDED ACCESS TO THE WEBSITE IN RELIANCE ON THESE LIMITATIONS OF LIABILITY AND DAMAGES, AND THAT THESE LIMITATIONS ARE AN ESSENTIAL BASIS UPON WHICH THE COMPANY PROVIDES ITS WEBSITE AND OFFERS ITS PRODUCTS AND SERVICES.

YOU AGREE THAT ANY REFUND POLICIES ONLY APPLY TO ELIGIBLE, FULL-PRICED PURCHASES AS SET FORTH HEREIN OR AS OTHERWISE STATED AT THE TIME OF PURCHASE.

THE LIMITATIONS OF LIABILITY AND DAMAGES IN THESE TERMS SURVIVE AND APPLY EVEN IF ANY REMEDY IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

Compliance With Laws

You agree to comply with all applicable federal, state, and local laws, regulations, rules, and ordinances in connection with your use of the Website and our products and services, including, without limitation, any laws regarding the import/export of technical data and content transmitted online.

Indemnity

You agree to defend, indemnify, and hold harmless the Company, its subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, attorneys, suppliers, and employees from and against any and all claims, demands, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees and court costs) made by any third party due to or arising out of:

Your use of the Website or our products and services,

Your violation of these Terms, or

Your breach of any representations, warranties, acknowledgements, agreements, or obligations herein.YOU ACKNOWLEDGE THAT THESE LIMITATIONS OF LIABILITY AND THE INDEMNITY PROVISION ARE A FUNDAMENTAL PART OF THE BASIS OF THE BARGAIN BETWEEN YOU AND THE COMPANY.

Links to Third-Party Sites

The Website may contain links to other websites that are independent of the Company. These links are provided solely as a convenience to you.

The Company makes no representation or warranty as to:

The accuracy, completeness, or authenticity of the information on such sites, or

The products or services provided or sold by any such third-party site.

You visit such websites at your own risk. You agree that the Company is not responsible or liable for any loss or damage of any sort that you may incur as a result of your dealings with third-party websites.

Ownership of Content

The Company owns and operates the Website. The Company or third parties own all right, title, and interest in and to the materials provided on the Website, including, but not limited to, the “look and feel” of the Website (design, layout, color combinations, button shapes, and other graphical elements), information, documents, logos, graphics, sounds, page headers, button icons, service marks, trademarks, trade dress, images, course content, and other content (collectively, the “Materials”).

Except as expressly permitted by us in writing, you may not:

Copy, reproduce, republish, upload, download, post, display, distribute, or transmit any Materials in any form or by any means.

Nothing on the Website shall be construed as conferring any license, express or implied, to any intellectual property rights of the Company or any third party. Any rights not expressly granted to you under these Terms are reserved by the Company.

Enforcement of Rules and Policies

We may investigate any reported violations of these Terms, our policies, or complaints, and may take any action we deem appropriate in our sole discretion. Such actions may include, but are not limited to:

Issuing warnings,

Suspending or terminating your access to the Website or programs, and/or

Removing or modifying content.

You agree that the Company shall not be liable to you or any third party for any termination of your access to the Website or services. You also agree not to attempt to use the Website after such termination.

We reserve the right to report any activity we believe may violate any law or regulation to appropriate law enforcement officials or other third parties and to cooperate with such authorities.

To protect our rights, property, and personal safety, as well as the rights, property, and safety of our users and third parties, we may disclose your information (including, without limitation, name, email address, IP address, and usage history) in response to law enforcement requests, administrative or civil subpoenas, court orders, or as otherwise required or permitted by law.

User Content Responsibility

You are solely responsible for any content, information, or materials you submit, upload, post, or transmit on or through the Website, including but not limited to comments, messages, or communications to other users or third-party advertisers.

You agree that any such content will not:

Violate any law or regulation,

Infringe any third-party rights, or

Be defamatory, abusive, obscene, or otherwise objectionable.

The Company reserves the right, but not the obligation, to remove or restrict any content that it deems, in its sole discretion, to be inappropriate or in violation of these Terms.

Contact Information

If you have any questions about these Terms, please contact us at:

[email protected]